Terms and Conditions

Last Updated: June 23, 2025

1. Introduction

Welcome to Financial Audit. These Terms and Conditions govern your use of our website and services. By accessing our website or using our services, you agree to be bound by these Terms and Conditions.

2. Definitions

In these Terms and Conditions:

• "We," "our," or "us" refers to Financial Audit
• "You" or "your" refers to the user or viewer of our website or services
• "Services" refers to the financial audit and related services we provide
• "Website" refers to our website at [mindequoravelt.sbs]
• "Content" refers to all information, text, graphics, and other materials on our website

3. Use of Our Website

By using our website, you agree to:

• Use our website only for lawful purposes and in accordance with these Terms and Conditions
• Not use our website in any way that violates applicable laws or regulations
• Not attempt to gain unauthorized access to any part of our website
• Not interfere with the proper functioning of our website

4. Services

Our services include financial audit and related services as described on our website. We reserve the right to modify, suspend, or discontinue any service at any time without notice.

All services are provided on an "as is" and "as available" basis. We do not guarantee that our services will meet your specific requirements or expectations.

5. Fees and Payment

Fees for our services are as outlined on our website or as agreed upon in a separate agreement. All fees are non-refundable unless otherwise specified.

Payment terms will be specified at the time of service booking or in a separate agreement. You agree to provide accurate and complete payment information and to pay all charges incurred.

6. Intellectual Property

All content on our website, including but not limited to text, graphics, logos, images, and software, is the property of Financial Audit or our licensors and is protected by copyright and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise use our content without our prior written consent.

7. Privacy

Your use of our website and services is also governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference.

8. Limitation of Liability

To the fullest extent permitted by law, Financial Audit shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

• Your use or inability to use our website or services
• Any unauthorized access to or use of our servers and/or any personal information stored therein
• Any interruption or cessation of transmission to or from our website
• Any bugs, viruses, or other harmful elements that may be transmitted to or through our website

9. Indemnification

You agree to indemnify, defend, and hold harmless Financial Audit and our officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from or relating to your use of our website or services, or your violation of these Terms and Conditions.

10. Changes to These Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on our website. Your continued use of our website or services after any such changes constitutes your acceptance of the new Terms and Conditions.

11. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of Malaysia, without regard to its conflict of law provisions.

12. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

Email: [email protected]
Phone: +60 17-802-3921
Address: No. 19, Jalan Kiara, 50480 Kuala Lumpur, Malaysia